The objective of this project is to predict the probability of borrower defaulting on a vehicle loan in the first EMI (Equated Monthly Installments) on the due date.
The objective of this project is to predict the probability of borrower defaulting on a vehicle loan in the first EMI (Equated Monthly Installments) on the due date.
End-user: Financial institution
Objective: The objective of this project is to predict the probability of loanee or borrower defaulting on a vehicle loan in the first EMI (Equated Monthly Instalments) on the due date.
Dataset: The Vehicle Loan Default Prediction dataset includes following features:
Dependent feature: loan_default
Independent features: disbursed_amount, asset_cost, ltv, PERFORM_CNS.SCORE etc.
The dataset contains 345550 rows and 41 features.
CatBoost Classifier: ROC AUC Score: 0.6442
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